20638 Torre Del Lago St, Estero, FL 33928

$665,000
5
BD
3
BA
2,992
SqFt

Show Photos

Verify your account to unlock exclusive photos, mortgage tools, and more.

Sold Price
$665,000
List Price
$697,000
Listing Price
$697,000
Days on Market
45
Closing Date
Dec 01, 2025
MLS#
225069247
Bedrooms
5
Bathrooms
3
Living Sq. Ft
2,992
Total Area
3,659
Acres
0.22
Property Class
Single Family Residential
Building Design
Single Family Residence
County
Lee
Region
ES03 - Estero
Development
Bella Terra
Subdivision
Bella Terra

Property Description

NOW PENDING BUT ACCEPTING BACK-UP OFFERS. This one’s a showstopper, one of the prettiest homes out there with a true coastal vibe and a feel that’s both fresh and timeless. The Oxford floor plan, completely redone with high-end finishes, offers that perfect balance of comfort, function, and Florida style. Step inside and you’ll immediately feel the quality. All-new flooring runs throughout the home, setting the tone for a light, open look. The kitchen shines with quartz countertops, wood cabinetry, updated backsplash, and under-cabinet lighting plus stainless appliances and a fresh, coastal palette that ties it all together. The main level includes a 5th bedroom or optional den/office with a full bath nearby, perfect for guests or multi-generational living. The bathrooms have all been renovated with new cabinetry, lighting, fixtures, and beautiful tile work, no detail overlooked. Upstairs, the spacious primary suite is a retreat of its own, featuring beautiful flooring, a Roman soaking tub, a large walk-in shower with dual heads and frameless glass, and custom closet built-ins. Crown molding, plantation shutters, and custom window treatments finish every space with a touch of elegance. Step out back to your private oasis, a pool and spa surrounded by lush landscaping and rock accents. The covered lanai offers the ideal setup for relaxing or entertaining, with plenty of space to dine or unwind. Even the garage has been elevated with built-ins, epoxy flooring, and room to work or store your toys. Beyond the home, the 999-acre Bella Terra community is a lifestyle in itself. With 400 acres of conservation preserves and 100 acres of lakes, residents enjoy a resort-style clubhouse featuring a 24-hour fitness center, a vibrant social calendar (including bingo, boot camp, water aerobics, poker, yoga and food truck events), and endless recreation. The expansive resort-style pool and spa, along with a secured, shaded children's play area, ensure fun for all ages. Sports enthusiasts will appreciate the tennis, pickleball, basketball, softball, soccer field, bocce ball courts, sand volleyball and even an in-line skate rink. Discover tranquility in the peaceful butterfly garden. Bella Terra isn't just a community; it's a place where every day feels like a vacation – a place you'll be proud to call home.

Additional Information

Year Built
2006
Garage Spaces
3
furnished
Partially
Pets
Number Limit
Amenities
Basketball, Bike And Jog Path, Bocce Court, Clubhouse, Park, Pool, Community Room, Community Spa/Hot tub, Fitness Center, Hobby Room, Internet Access, Library, Pickleball, Playground, Sidewalks, Street Lights, Tennis Court(s), Volleyball, Gated, Tennis
View
Landscaped Area
Boat Access
None
Waterfront Description
None
Pool
Yes
Pool Description
In Ground
Private Spa
Yes
Spa Description
In Ground
Lot Description
Regular
Lot Frontage
60
Construction
Concrete Block, Wood Frame, Stucco
Parking
2+ Spaces, Driveway Paved, Garage Door Opener, Attached
Roof
Tile
Flooring
Laminate, Tile, Wood
Windows
Bay Window(s), Single Hung, Shutters - Manual, Window Coverings
Exterior Features
Sprinkler Auto
Water
Central
Sewer
Central
Cooling
Ceiling Fan(s), Central Electric
Irrigation
Lake/Canal
Interior Features
Split Bedrooms, Great Room, Den - Study, Family Room, Guest Room, Home Office, Built-In Cabinets, Wired for Data, Closet Cabinets, Custom Mirrors, Entrance Foyer, Pantry, Vaulted Ceiling(s), Volume Ceiling, Walk-In Closet(s)
Equipment/Appliances Included
Electric Cooktop, Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator/Freezer, Washer
Dining Description
Breakfast Bar, Breakfast Room, Dining - Living
Kitchen
Kitchen Island, Pantry
Master Bath Description
Dual Sinks, Separate Tub And Shower
Total Tax Bill
$8,922
Tax Year
2024
HOA Fee
$238
HOA Fee Freq
Quarterly
Special Assessment Fee
$1500
Elementary School
Choice
Middle School
Choice
High School
Choice
Total Floors
2
Min. Days Of Lease
90
Num of Leases/Yr
4

Mortgage Calculator

Amount of Loan
Annual Interest Rate
%
Term of Loan
Years

Does not include any taxes or fees.
Please consult a financial professional.
Calculator source: Real Geeks

Listing courtesy of Royal Shell Real Estate, Inc.. Selling Office: Phase III Real Estate Services.