1316 Ne 20th St, Cape Coral, FL 33909

$560,000
4
BD
2.5
BA
2,689
SqFt

Show Photos

Verify your account to unlock exclusive photos, mortgage tools, and more.

Sold Price
$560,000
List Price
$575,000
Listing Price
$575,000
Days on Market
135
Closing Date
Jul 10, 2026
MLS#
226008797
Bedrooms
4
Bathrooms
2.5
Living Sq. Ft
2,689
Total Area
3,543
Acres
0.34
Property Class
Single Family Residential
Building Design
Single Family Residence
County
Lee
Region
CC31 - Cape Coral Unit 17,31-36,
Development
Cape Coral
Subdivision
Cape Coral

Property Description

A Rare, Custom-Built Freshwater Canal Estate on a Fully Fenced Triple Lot—Safely Located Outside the Flood Zone with NO Flood Insurance Required! ON THE MARKET AT A DETONATED PRICE—APPRAISED SIGNIFICANTLY HIGHER! Why settle for a cramped, cookie-cutter house on a tiny lot? Welcome to 1316 NE 20th Street, a custom-built waterfront fortress situated on a rare, sprawling 0.34-ACRE TRIPLE LOT that guarantees incredible privacy, expansive space, and a lifestyle that stands entirely on its own. The absolute crown jewel of this estate is the oversized, extra-deep 3-car garage, fully outfitted with its own independent mini-split air conditioning system! This pristine, climate-controlled space is an absolute dream layout for classic car collectors, premium workshops, or immaculate toy storage. Financial peace of mind is built right into the location: situated high and dry in a coveted X-Flood Zone, this home requires ZERO mandated flood insurance, instantly saving you thousands of dollars annually compared to high-risk coastal areas. Step inside to discover over 2,600 square feet of custom architectural luxury. A massive, wide-open great room greets you with soaring volume ceilings and panoramic views out to your private backyard resort. The chef-inspired kitchen features custom cabinetry and premium wrap-around countertops perfect for high-end entertaining. (2) NEWER A/C SYSTEMS and NEWER ROOF! Step out onto the expansive brick paver lanai to enjoy your massive saltwater pool, or walk down to your private concrete dock equipped with a protective boat canopy right on a wide, serene freshwater canal. Every inch of this property radiates structural integrity and custom scale that you simply cannot duplicate in today's rapid new-construction builds. Do not leave your equity on the table—schedule your private tour today!

Additional Information

Year Built
2014
Garage Spaces
3
furnished
Unfurnished
Pets
No Approval Needed
Amenities
None, Boating, Non-Gated
View
Canal, Intersecting Canal, Water
Boat Access
Boat Canopy/Cover, Dock, Boat Lift, Captain's Walk, Composite Dock, Dock Included, Water Avail at Dock
Waterfront Description
Canal Front, Fresh Water, Intersecting Canal, Navigable Water, Seawall
Pool
Yes
Pool Description
In Ground, Concrete, Custom Upgrades, Equipment Stays, Pool Bath, Salt Water, Self Cleaning
Lot Description
3 Lots, Oversize
Lot Frontage
120
Construction
Concrete Block, Stucco
Parking
2+ Spaces, Driveway Paved, Paved, RV-Boat, Garage Door Opener, Attached
Roof
Shingle
Flooring
Carpet, Tile
Windows
Impact Resistant, Sliding, Impact Resistant Windows, Shutters Electric, Window Coverings
Exterior Features
Boat Canopy/Cover, Dock, Boat Lift, Captain's Walk, Composite Dock, Dock Included, Elec Avail at dock, Water Avail at Dock, Outdoor Shower, Sprinkler Auto
Water
Assessment Unpaid, Central
Sewer
Assessment Unpaid, Central
Cooling
Ceiling Fan(s), Central Electric, Zoned
Irrigation
Well
Interior Features
Central Vacuum, Split Bedrooms, Great Room, Guest Bath, Guest Room, Built-In Cabinets, Wired for Data, Coffered Ceiling(s), Pantry, Tray Ceiling(s), Volume Ceiling, Walk-In Closet(s)
Equipment/Appliances Included
Gas Cooktop, Dishwasher, Dryer, Microwave, Refrigerator, Wall Oven, Warming Drawer, Washer
Dining Description
Breakfast Bar, Dining - Living, Formal
Kitchen
Kitchen Island, Pantry
Master Bath Description
Dual Sinks, Multiple Shower Heads, Separate Tub And Shower
Total Tax Bill
$10,703
Tax Year
2025
Elementary School
School Choice
Middle School
School Choice
High School
School Choice
Total Floors
1

Mortgage Calculator

Amount of Loan
Annual Interest Rate
%
Term of Loan
Years

Does not include any taxes or fees.
Please consult a financial professional.
Calculator source: Real Geeks

Listing courtesy of Keller Williams Elite Realty. Selling Office: Keller Williams Elite Realty.